Connect to Finvoice — Finland's trusted electronic invoicing standard since 2003. Send verkkolaskut to any Finnish business through our certified gateway with full Peppol interoperability.
Gateway Provider
Finland's pioneering e-invoicing standard that revolutionized how Nordic businesses exchange financial documents.
Finvoice (verkkolasku in Finnish) was launched in 2003 by the Federation of Finnish Financial Services, making Finland one of the first countries to adopt standardized electronic invoicing. Today, over 80% of B2B invoices in Finland are sent electronically.
The standard uses XML-based messaging and is supported by all major Finnish banks and e-invoicing operators. Finvoice addresses are based on the OVT code (Organisaatioiden Välinen Tiedonsiirto) derived from the Finnish Business ID (Y-tunnus).
Routed through Finnish banking infrastructure
Seamless invoicing across Scandinavia
Required for Finnish public sector invoicing
Real-time invoice transmission and acknowledgment
Send verkkolaskut to any Finnish business in three simple steps
Sign up with your Finnish Business ID (Y-tunnus). We generate your OVT code and register you on the Finvoice network automatically.
Upload invoices via dashboard, API, or ERP integration. We convert to Finvoice 3.0 XML and route through the appropriate bank or operator.
Get real-time delivery confirmations. Receive incoming Finvoice invoices directly in your dashboard or forwarded to your accounting system.
Why Finnish businesses choose electronic verkkolaskut over traditional methods
| Feature | Paper/PDF Invoice | Finvoice |
|---|---|---|
| Processing Cost | €15 - €30 per invoice | €1 - €3 per invoice |
| Delivery Time | 1-5 business days | Instant |
| Manual Data Entry | Required | Automatic |
| Error Rate | 3-5% manual errors | Near zero |
| Archiving | Physical storage | Digital, searchable |
| Government B2G | ✗ Not accepted | ✓ Required |
From sole traders to multinational corporations operating in Finland
All invoices to Finnish public sector must be Finvoice. Connect to Hansel, municipalities, and state agencies.
Automate invoicing with S-Group, Kesko, and other Finnish retail chains requiring Finvoice.
Non-Finnish companies trading in Finland. Our Peppol bridge converts between standards automatically.
Finnish SaaS companies automating B2B billing through our modern API without legacy ERP systems.
Handle complex contractor invoicing chains with proper Finvoice attachments and project references.
Sole traders (toiminimi) and small businesses sending professional verkkolaskut without expensive software.
Connect to Finland's e-invoicing network in under 24 hours. Start sending to any Finnish business or government entity today.
Everything you need to know about Finnish electronic invoicing and verkkolasku
Finvoice is Finland's national e-invoicing standard, known locally as "verkkolasku" (network invoice). Launched in 2003, it's an XML-based format that enables structured electronic invoice exchange between businesses through Finnish banks and certified operators. Over 80% of B2B invoices in Finland are now sent electronically via Finvoice.
OVT (Organisaatioiden Välinen Tiedonsiirto) is your unique Finvoice address derived from your Y-tunnus (Finnish Business ID). It follows the format 0037 + Y-tunnus without the hyphen (e.g., 003712345678). When you register with GoRoute.ai, we automatically generate your OVT code and register it with the TIEKE Finvoice address directory.
Finvoice is mandatory for B2G (business-to-government) invoicing in Finland — all invoices to public sector entities must be electronic. For B2B transactions, it's not legally required but effectively mandatory in practice: over 80% of Finnish businesses use Finvoice, and major companies like S-Group, Kesko, and Nokia require suppliers to send electronic invoices.
With GoRoute.ai, Finvoice sending starts at €0.10-€0.30 per invoice, significantly cheaper than paper invoicing (€15-30 per invoice including processing). There are no setup fees, no monthly minimums, and receiving invoices is free. Compare this to traditional Finnish operators charging €50-200/month plus per-transaction fees.
GoRoute.ai connects to all major Finnish banks (Nordea, OP Financial Group, Danske Bank, Handelsbanken, Aktia, S-Pankki) and operators (Maventa, Basware, Pagero, OpusCapita, Apix, Ropo Capital, Netvisor) through the Finvoice interoperability network. We automatically route invoices to whichever operator or bank handles your recipient.
Finvoice is a Finnish national standard for domestic invoicing. For international partners, GoRoute.ai provides seamless bridging to Peppol — the Pan-European e-invoicing network used in 40+ countries. We automatically convert your invoices between Finvoice and Peppol BIS 3.0 formats, enabling you to invoice EU customers and Nordic neighbors from a single platform.
You can look up Finnish e-invoicing addresses through TIEKE's official verkkolaskuosoite.fi directory, or use GoRoute.ai's built-in recipient lookup. Simply enter the company's Y-tunnus (Business ID) or name, and we'll find their Finvoice operator, intermediary code (välittäjätunnus), and e-invoice address automatically.
Finvoice 3.0 is the current version of the Finnish e-invoicing standard, aligned with the European EN16931 semantic model. GoRoute.ai fully supports Finvoice 3.0 and handles all format conversions automatically. We also maintain backward compatibility with Finvoice 2.x for recipients who haven't upgraded yet.
GoRoute.ai integrates with popular Finnish accounting systems including Netvisor, Procountor, Visma, Tikon, Heeros, and Fennoa, as well as international ERPs like SAP, Oracle, Microsoft Dynamics, and QuickBooks. We offer REST API, SFTP, and email-based invoice submission. Incoming invoices can be automatically forwarded to your accounting software.
Yes! GoRoute.ai enables companies from any country to send Finvoice-compliant invoices to Finnish businesses. We provide you with a virtual Finnish e-invoicing address and handle all format conversions. Your customers in Finland receive proper verkkolasku through their preferred bank or operator.
Most businesses are sending their first Finvoice within 24 hours of signing up. GoRoute.ai handles OVT code generation, TIEKE directory registration, operator connectivity, and format validation automatically. Compare this to traditional Finnish operators requiring weeks of paperwork and technical setup.
Absolutely. Finvoice is routed through Finland's banking infrastructure with bank-grade security. GoRoute.ai uses TLS 1.3 encryption, digital signatures on all documents, and maintains full audit trails. We comply with Finnish bookkeeping laws (kirjanpitolaki), GDPR, and Traficom security requirements for e-invoicing operators.
